Event Detail

Event Description

Lending is all about risk management!  This new seminar is designed to help support personnel understand what goes into making safe, sound and appropriate loan decisions.
Lending generates more income than any other product or service because loans earn the highest rates, but this is because they also have the highest risk.  This seminar has been developed at the request of bankers nationwide to provide loan support personnel (everyone other than loan officers) with the basic information needed to understand what goes into making safe, sound and appropriate loan decisions.

Highlights
• What it means to be a banker
• Your bank’s responsibilities (as related to the lending function) to:
o Depositors
o Employers
o Shareholders
o Community
• The bank’s risk-to-reward ratio--a basic banking principle
• Loan policy - who, why, what and how to make loan policy a living, working document
• The loan decision process:
o The five C’s of credit
o Required information
o Loan decision making
o Loan structure
o Loan profitability and interest rate determination
o The role of financial information analysis
o The importance of disciplined loan documentation
• Review of specific types of loans:
o Working capital
o Consumer
o Real estate
o Stocks, bonds, notes, etc.
o Agriculture

Audience
Loan assistants/secretaries, loan operations personnel, credit analysts, loan review, internal audit and compliance personnel will all benefit.
CE Applied: 2.5 hours CLBB/CPB with the Institute of Certified Bankers

Speaker
Bob Ullom, a nationally recognized banking educator, began his career as a CPA.  Bob has been president of two start-up banks and led both fast growing institutions to profitable, sound status.  Since 1989, Bob has provided relevant, “real world” training in over 35 states for bankers associations and banks.  He currently presents a wide variety of seminars dealing with all areas of lending and credit management, bank management, bank directors and compliance.
 

Instructions

What is a Webinar?
A webinar is an enhanced telephone seminar. The audio portion of the program is delivered by speaker phone. You may also view a corresponding PowerPoint presentation using a PC. No special hardware is needed. You may still participate by phone only. The program consists of 90 minutes instruction and 30 minutes live Q&A. Each webinar registration provides 1 connection to the live webinar, written materials and access to the Webinar Archive for 30 days following the broadcast. You may have unlimited listeners on your connection by speaker phone and PC. You will receive a PIN, written materials and instructions prior to the seminar.  If you do not receive a confirmation at least 2 days prior to the event call 888-262-7701.

What is an On-Demand Webinar?
An On-Demand Webinar is a live webinar that has been recorded and then streamed to your computer to watch at your convenience. The program can be viewed any time 24/7. You can watch a portion of the program, come back and pick up where you left off! You may also review the program at will if you need a refresher. Anyone at your branch may access the program from a computer using the login and password. When you purchase a webinar archive, you have unlimited access to the program for six months from the date of purchase.

Transmission, retransmission or republishing of the audio portion of the seminar is prohibited. Your registration entitles you to 1 connection at 1 location with permission to copy materials for participants. Complete one registration per location.

Webinar (10/05/10 1:30 - 3:30 p.m.)

Information & Registration form (pdf file)

Online Registration