Event Detail

Event Description

This program explains a method of self assessment based on interagency fair lending examination procedures. It involves side-by-side file review and other techniques that help you rapidly focus on areas in which problems are most likely to occur.

The primary purpose of a Fair Lending Self Assessment is to detect problems before examiners cite violations, the Department of Justice seeks a consent decree or a consumer hires an attorney to take legal action against your bank. There is not just a single preferred method for conducting the self assessment.  Some focus primarily on statistical analysis, a technique that works best with high volume lenders. Other methods focus on side-by-side file reviews. Some use a combination of techniques.

Why Participate?
This program explains a method of self assessment based on the interagency fair lending examination procedures. It involves side-by-side file review and several other techniques that help you rapidly focus on the areas in which fair lending problems are most likely to occur. By conducting the assessment using the same procedures as the examiners, you are “plowing the field before the examiners plow it.” The goal is for you to turn up problems before they are found by others.

Highlights
This program includes a review of consumer, real estate and commercial loans. It also covers various aspects of the lending process including:
• Developing lending policies;
• Marketing;
• Product steering;
• Taking applications;
• Underwriting loans;
• Loan pricing; and
• Extending credit. 

Speaker
Jack Holzknecht, a principal with Pegasus Educational Services, LLC, has provided training to thousands of bankers and examiners for 27 years. He has the ability to identify the key compliance issues from each regulation.  Jack’s career began as a federal bank examiner.  He also headed the form and software division of a regional consulting company and spent 7 years in charge of their education division.  Jack has been an instructor at compliance schools presented by the Kentucky, Pennsylvania, New York and Texas bankers associations. He also developed and delivered training for the FDIC and OTS.

Audience
This session is designed for everyone in the loan department (from loan clerks to senior management), Compliance Officers, marketing staff and Auditors.  The program is presented at the basic level.

CE Applied: 2.5 hours CRCM/CPB/CLBB/CCSR with the ICB
 

Instructions

What is a Webinar?
A webinar is an online seminar featuring live audio and PowerPoint slides.  Everything is delivered through your PC. No special hardware is needed; however, speakers or headphones are required. The program consists of 90 minutes instruction and 30 minutes live Q&A. Each webinar registration provides 1 connection to the live webinar, written materials and access to the On-Demand Webinar for 30 days following the broadcast. You may have unlimited listeners on your connection by PC. You will receive a PIN, written materials and instructions prior to the seminar.  If you do not receive a confirmation at least 2 days prior to the event call 888-262-7701.

Transmission, retransmission or republishing of the audio portion of the seminar is prohibited. Your registration entitles you to 1 connection at 1 location with permission to copy materials for participants. Complete one registration per location.

What is an On-Demand Webinar?
A On-Demand Webinar is a live webinar that has been recorded and then streamed to your computer to watch at your convenience. The program can be viewed any time 24/7. You can watch a portion of the program, come back and pick up where you left off! You may also review the program at will if you need a refresher. Anyone at your branch may access the program from a computer using the login and password. When you purchase an On-Demand Webinar, you have unlimited access to the program for 6 months from date of purchase.

Webinar (04/16/10 1:30 - 3:30 p.m.)

Information & Registration form (pdf file)

Online Registration