Iowa Bankers Association Iowa Bankers Insurance & Services, Inc.

Privacy Policy

  Revised 4/2014

FACTS

WHAT DOES IOWA BANKERS MORTGAGE CORPORATION (IBMC)
DO WITH YOUR PERSONAL INFORMATION?

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do. 

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  •     Social Security number and account balances
  •     Payment history and credit scores
  •     Income and assets
When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons IBMC chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does IBMC share? Can you limit this sharing?

For our everyday business purposes –
Such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations,
or report to credit bureaus

YES NO

For our marketing purposes –
To offer our products and services to you

NO We don't share

For joint marketing with other financial companies

NO We don't share

For our affiliates' everyday business purposes –
Information about your transactions and experiences

NO We don't share

For our affiliates' everyday business purposes –
Information about your creditworthiness

NO We don't share
For nonaffiliates to market to you NO We don't share

Questions?Call 800-873-9667 or go to www.myibmcloan.com

 

Who we are

 

Who is providing this notice?

IBMC

 

What we do

 

How does IBMC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does IBMC collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or give us your income information
  • Pay us by check or provide account information
  • Show us your driver's license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial
and nonfinancial companies.
  • IBMC does not share with our affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
  • IBMC does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated companies that together market

financial products or services to you

  •   IBMC doesn't jointly market.

 

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Iowa Bankers Insurance & Services (IBIS) offers Iowa banks a full line of insurance products.

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The Iowa Bankers Association (IBA) is dedicated to serving Iowa banks and their employees.

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